I was with the same auto insurance company for nearly 10 years. Mainly because I felt comfortable with the services and rates they offered. I often see commercials from their competitors advertising, lower auto insurance premiums. I never considered checking to see if I could get a lower rate, until recently.

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Lately I’ve been considering changing auto insurance companies. My thought process is that since insurance companies are so heavily regulated by the state and federal government, barring marketing, there is little difference between one insurance company and another. Still, I tend to favor larger insurance companies, and mainly the well known ones.

As a New Yorker, paying more for auto insurance is something I became used to. I couldn’t wait to turn 25, to get lower rates. Yet when I did turn 25 my rates dropped only by a small amount. The biggest drop in my auto insurance premium came when I moved away from New York City. It’s sad when you consider it, but for some, the only ways to reduce their auto insurance premiums is to get older or move.

Another way to reduce auto insurance premium, that I DO NOT favor, is to increase your deductible. This basically increases your risk and reduces the insurance company liability, in the event you file a claim.

However, recently I discovered another way to reduce auto insurance premium. You can accomplish this without moving to another state, without changing your deductible and without reducing your coverage. You can reduce your auto insurance premium by simply changing to a company with better rates.

Here is a link to Allstate Insurance Company. They promise to reduce your auto insurance premium by an average of $396. Currently Allstate is offering $100 off your deductible. Get your free quote now.

People who switched to Allstate saved an average of $396 per year. Quote Now!